Our full retirement age here is 65, had to take mine early so, won't turn 65 until March next year. Problem is US Social Security is paying me exactly what I'd made for wages nearly 40 years ago. That is based on not working at the present time and it can change if you do work. I asked them a lot of questions, like what about royalties. You can earn all the royalties you want and that is not considered employment. Most people can't work for royalties but art design is a possibility. Print-on-demand (POD} online companies use percent of profit royalties to pay artists for putting their paintings on products or reproducing fine art prints, canvas, etc.