Plenty of different options out there mate. D'arcy Coopers version with the expanded in the Boiler Section is OK. It has pros and cons like all set ups. If you're clearing your hopper with gloves that version works well. If you're raking the hopper with your shovel the expanded can be a pain in the...you know where.
Keep the top hopper at a very slight angle only, so as to maximize the length of time the pay dirt stays in the hopper. Once washed it's easily raked off with the shovel.
I would prefer a flat bottom hopper leading into a boiler section at the upper end of the lower box, and not in the upper box itself. The results will be similar...the advantage being you only need one mat to clean and not two.
I would run spray bars both sides of the hopper, and do away with the rear water flow you're currently running. A bit of research into the many banker designs, plus some experimenting on your own part will enable you to get a system that suits you personally. All Bankers catch gold...some better on flour gold and some better on coarser gold. The trick is to get the best compromise for your own personal set up.
Best of luck,
Wal.