In short, I don't know, because you don't say what the batteries are. The standard lead acid vehicle starting battery typically charges at 13.8VDC, and; As smart charging is recommended for the following for each mode for Deep cycle batteries
BOOST - Voltage steadily increases to the level of the set Absorption Mode - Current (Amps) is steady at preset Max
Absorption - Voltage remains steady at preset value, Current gradually reduces;
GEL = 14.1VDC
AGM = 14.5VDC
LEAD ACID = 14.9VDC
Calcium = 15.3
Float - Voltage reduces to a preset steady value, current gradually reduces to almost zero when battery is full;
GEL, AGM, LEAD ACID and Calcium = all 13.3VDC
These figures are from the Redarc BCDC series, but are indicative of smart charger algorithms.
Lithium batteries should only be charged with a suitable charger matched to the battery which will maximise battery life. If you think about it, most mobiles, tablets etc come with a 240VAC charger that steps down to 5VDC and sometimes with a cig plug charger with inbuilt voltage reduction as well as current limiter. There are so many types it's impossible to give exact info. But what I will say is, charge to quickly and ***BANG*** (This is re current)
Re voltage - 12.3 to 12.15 is getting low and will most likely not fully charge another 12V battery 100%. Any battery not fully charged on each charge will obviously not give the maximum output and any incorrect charging may reduce overall battery life.
Consider that the Minelab GPX 7.4V Lithium comes with both 240 & 12 volt charging options, however it my understanding that the charging control is inside the battery. The mains and car chargers are in fact just power supply interfaces.
Like I've said before, taking the "easy" way out (or should I say cheapest) invariably ends up being more expensive in the long run.........